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금융기관 대출금을 연체중인 경우에도 대출신청이 가능한가요?

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작성자 한국중소기업진흥원 댓글 4건 조회 168회 작성일 22-06-15 08:02

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<p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><b style="box-sizing: border-box;"><span style="font-size: 11pt; box-sizing: border-box;">금융거래확인서 기준으로 금융기관 대출금을<span style="color: rgb(255, 108, 0); box-sizing: border-box;"><span>&nbsp;</span></span><span style="color: rgb(255, 108, 0); box-sizing: border-box;">3<span style="color: rgb(255, 108, 0); box-sizing: border-box;">개월 이내에 연체사실의 기록이 있거나</span></span></span></b></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><b style="box-sizing: border-box;"><span style="color: rgb(255, 108, 0); font-size: 11pt; box-sizing: border-box;">현재 연체 중이라면 대출신청이 불가합니다.</span></b></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><br style="box-sizing: border-box;"></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><b style="box-sizing: border-box;"><span style="font-size: 11pt; box-sizing: border-box;">-<span>&nbsp;</span></span></b><span style="font-size: 11pt; box-sizing: border-box;">​금융기관 대출금을<span>&nbsp;</span></span><b style="box-sizing: border-box;"><span style="font-size: 11pt; box-sizing: border-box;">연체 중에는 대출신청이 불가합니다.</span></b></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><span style="font-size: 11pt; box-sizing: border-box;">다만,​</span><b style="box-sizing: border-box;"><span style="font-size: 11pt; box-sizing: border-box;">연체 정리된 경우라도 금융거래확인서에 연체사실이 있는 기업은</span></b><span style="font-size: 11pt; box-sizing: border-box;"><span>&nbsp;</span>경영자의&nbsp;</span></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><span style="font-size: 11pt; box-sizing: border-box;">지급의사,지급성향 등 경영자의 신용의 문제가 있거나, 기업이<span>&nbsp;</span></span><b style="box-sizing: border-box;"><span style="font-size: 11pt; box-sizing: border-box;">심각한 자그부족에 직면하고 있다는 상황으로</span></b></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><b style="box-sizing: border-box;"><span style="font-size: 11pt; box-sizing: border-box;">판단</span></b><span style="font-size: 11pt; box-sizing: border-box;">할 수 있습니다.</span></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><br style="box-sizing: border-box;"></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><span style="font-size: 11pt; box-sizing: border-box;">- 심각한 자금부족은 기업의 부실로 연결되어 대출금의 부실 위험이 높아지며, 기업의 신용도가 저하된 것으로</span></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><span style="font-size: 11pt; box-sizing: border-box;">판단되므로 대출에 제한을 받습니다.</span></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><br style="box-sizing: border-box;"></p><p style='margin: 0px; padding: 0px; color: rgb(51, 51, 51); text-transform: none; line-height: 1.6em; text-indent: 0px; letter-spacing: -0.28px; font-family: "Noto Sans KR", sans-serif; font-size: 14px; font-style: normal; font-weight: 400; word-spacing: 0px; white-space: normal; -ms-word-break: break-all; box-sizing: border-box; orphans: 2; widows: 2; background-color: rgb(255, 255, 255); font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><span style="font-size: 11pt; box-sizing: border-box;">​-다만,<span>&nbsp;</span></span><b style="box-sizing: border-box;"><span style="color: rgb(58, 50, 195); font-size: 12pt; box-sizing: border-box;">연체가 전액 정리되고 3개월이 경과하면</span></b><span style="font-size: 11pt; box-sizing: border-box;"><span>&nbsp;</span>기업의 자금사정이 호전된 것으로 보아<span>&nbsp;</span></span><b style="box-sizing: border-box;"><span style="font-size: 11pt; box-sizing: border-box;">대출신청이 가능합니다.</span></b></p><p><br></p>

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